Barnhart Gremel Marsh Agency

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The Barnhart Gremel Marsh Agency has been insuring individuals and their families in the Flint and Brighton Michigan area for almost twenty years. Call us today at 810.235.3800 to find out more.

This web site belongs to Barnhart Gremel Marsh Agency.

Information regarding this web site can be sent to:

Barnhart Gremel Marsh Agency
1063 W. Hill Road Suite E
Flint, MI 45607
info@bgminsurance.com

You may email the webmaster at info@blackoliveco.com

The material in this website is subject to change and is for general information only. Coverage under any insurance product is subject to the terms and exclusions in the actual policy. Check the actual policy for the terms specific to the policyholder. For costs and further details of coverages, exclusions, any reductions or limitations and the terms under which policies may be in force, please write the company. This site is not intended to substitute for or be relied upon as a full policy description, a binding contract, professional tax or legal advice.

Information We Collect Through Our Website

When you visit our Website, you control the nonpublic personal information provided to us.

The information we collect from you by mail, in person, electronically, or by phone, depends on the types of products and services you request.

From everyone who visits our Website, we collect:

• Type of Web browser
• Computer operating system
• Areas visited within the site
• Date and time of access
• Internet service provider
• Identification of referring site

This information is used to track the total number of guests visiting and helps us improve our site. It is not tied to any personal information we have obtained from you but is tied to a cookie that identifies your machine as a unique visitor. A cookie is a small file that is placed on your computer's hard drive when you visit a site that typically contains information to help track the pages you view or to personalize your visit. Only the site that created it may read it.

Information Sharing

We do not sell your information to anyone. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. This section gives details about the limited situations when we may disclose information about you and who receives this information.

Those with whom we might share information:

• To Authorized Personnel and Affiliates: to provide you outstanding products and services;
• To Servicing Third-Parties: that are necessary to effect, administer or enforce your transactions with us, or in connection with servicing your account;
• To Others: to credit bureaus, regulatory authorities, insurance support organizations and other third-parties; and
• To Joint Marketing Companies: to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

All information collected about you is treated confidentially. We restrict access of nonpublic personal information about you to those employees, affiliates and others who need to know the information in order to provide services or products to you or to answer your questions about those services and products or for other reasons permitted by law. We train our employees about the importance of maintaining client confidentiality.

Our systems are contained in an access-controlled environment that protects your information from unauthorized physical access.

Email

Email messages are not secure. We are not responsible for the security or confidentiality of communications sent to us via Internet email messages. Our security software does not encrypt email messages. Email messages traveling through the Internet are subject to viewing, alteration and copying by potentially anyone on the Internet. Be cautious when submitting personal or financial information via email. Send confidential information through the postal service or use the telephone to speak directly to our employees.